Our Solutions
What we offer
One platform. Total visibility.

The PayCentral platform gives businesses one place to order cards, load funds, manage approvals, set spend rules, and track payment activity in real time.

Who We Help
Giving Teams Greater Payment Control
Explore how finance, payroll, HR, marketing, and operations teams use PayCentral to simplify payments, improve visibility, and strengthen spend control.
Supporting key South African industries

PayCentral supports industries that rely on efficient payment processes and workforce management.

CashCentral Plus Fees

Last updated: 08-04-26

Transaction Fees

Product fees

Monthly
R9.00
Dormancy*
R15.00

*Deducted from card monthly if card is not reloaded within a 6-month period.

Loading fees

Initial load*
Dependent on client
Loading*
R45.00
Load reversal*
R5.00
Load SMS (optional)*
R1.50
Wallet to card transfer*
R45.00
Wallet load reversal*
-
Transfer*
R5.00
Card replacement*
R5.00

*Can be paid by the issuing company or cardholder

Card Usage Limits

Limits

POS* total daily
R50,000.00
POS* total monthly
R50,000.00
ATM total daily
R5,000.00
ATM total monthly
R25,000.00
POS* per transaction
R5,000.00
ATM per transaction
R5,000.00
Card load monthly
R50,000.00
Online purchase limit daily
R50,000.00
Online purchase limit monthly
R50,000.00

*Point-of-sale devices (retailer card machines)

Transaction quantity limits

ATM daily count
3
ATM monthly count
12
POS* daily count
20
POS* monthly count
80

*Point-of-sale devices (retailer card machines)

Cardholder Fees

Purchase fees

Retailer card machine swipes
-

Cash withdrawal fees

ATM*
R3.30
POS**
R3.00

*Per R100

**Point-of-sale devices (retailer card machines). With or without a purchase.

Error fees

PIN reset
R13.50
Decline at POS (retailer card machine) - due to insufficient funds
R9.50
Decline at Standard Bank ATM - due to insufficient funds
-
Decline at any other ATM - due to insufficient funds
R9.50

Balance enquiries*

Balance enquiry fees at Standard Bank ATM
R1.70
ATM balance enquiry at any other ATM
R11.00

*You can view your balance, free of charge, on the PayCentral app and https://www.getmybalance.co.za

Card statement download*

7 day statement
-
30 day statement
R10.00
60 day statement
R15.00
90 day statement
R20.00
Monthly email statement subscription
R2.50

*Available on the PayCentral app and https://www.getmybalance.co.za