BeyondCentral Fees
Client Fees
- Card fee (once-off plastic fee)
- R50.00
- Loading fee
- 7.50%
- Monthly fee
- R9.00
- Dormancy fee (monthly after twelve months)
- R15.00
- Load SMS (optional)
- R1.50
Transaction Fees
Product fees
- Monthly
- R9.00
- Dormancy
- -
Loading fees
- Initial load*
- Dependent on client
- First load
- R10.00
- Loading*
- R50.00
- Load reversal*
- R5.00
- Load SMS (optional)*
- R2.50
- Wallet to card transfer*
- R50.00
- Wallet load reversal*
- -
- Transfer*
- R5.00
- Card replacement*
- R5.00
*Can be paid by the issuing company or cardholder
Card Usage Limits
Limits
- POS* total daily
- R100,000.00
- POS* total monthly
- R100,000.00
- ATM total daily**
- R10,000.00
- ATM total monthly
- R100,000.00
- POS* per transaction
- R50,000.00
- ATM per transaction
- R2,000.00
- Card load monthly
- R100,000.00
- Online purchase total daily***
- R100,000.00
- Online purchase total monthly***
- R100,000.00
*Point-of-sale devices (retailer card machines)
**In increments of R2,000.00
Transaction quantity limits
- ATM daily count
- 3
- ATM monthly count
- 12
- POS* daily count
- 20
- POS* monthly count
- 80
*Point-of-sale devices (retailer card machines)
Cardholder Fees
Purchase fees
- Retailer card machine swipes - locally
- R0.00
- Retailer card machine swipes - internationally
- R0.00
- ATM Purchase (airtime)
- R1.50
- Debit order
- R5.00
- Subscription transaction fee
- -
- EFT payment
- R5.00
- EFT in
- R72.50
- SWIFT in
- R50.00
- Real time payment
- R10.00
- Mobile purchase / transfer
- R2.50
Cash withdrawal fees*
- Cash withdrawal at any other ATM - locally
- R10.00 + R1.20/R100 or a portion thereof
- Cash withdrawal at any other ATM - internationally
- R75.00
- Cash withdrawal at POS** (with purchase)
- R5.00
- Cash withdrawal at POS** (without purchase)
- R7.50
* Charged for every R1000 or part thereof
**Point-of-sale devices (retailer card machines)
Error fees
- PIN reset
- -
- Decline at retailer card machine (due to insufficient funds) - locally
- R5.00
- Decline at retailer card machine (due to insufficient funds) - internationally
- R10.00
- Decline at any ATM (due to insufficient funds)
- R10.00
- Transaction Dispute
- R100.00
- Debit Order Decline/Return
- R10.00
- EFT Reversal/Return
- R10.00
SMS / Notifications
- 3D Secure
- R2.50
- SMS OTP (mobile banking)
- R2.50
- SMS card activation to 31571
- R2.50
- SMS balance to 31571
- R2.50
- SMS IVR Balance
- R2.50
Balance enquiries*
- ATM balance enquiry at any ATM - locally
- R7.50
- ATM balance enquiry at any ATM - internationally
- R10.00
*You can view your balance, free of charge, on the PayCentral app and https://www.getmybalance.co.za
Card statement download*
- 7 day statement
- -
- 30 day statement
- R10.00
- 60 day statement
- R15.00
- 90 day statement
- R20.00
- Monthly email statement subscription
- R2.50
*Available on the PayCentral app and https://www.getmybalance.co.za
