Our Solutions
What we offer
One platform. Total visibility.

The PayCentral platform gives businesses one place to order cards, load funds, manage approvals, set spend rules, and track payment activity in real time.

Who We Help
Giving Teams Greater Payment Control
Explore how finance, payroll, HR, marketing, and operations teams use PayCentral to simplify payments, improve visibility, and strengthen spend control.
Supporting key South African industries

PayCentral supports industries that rely on efficient payment processes and workforce management.

Payment Solutions for Smarter Workforce & Business Payments

Payment Solutions for Smarter Workforce & Business Payments

CashCentral & CashCentral

Secure, scalable payment solutions for salaries, workforce payments, operational spend, petty cash replacement, and employee expenses.

CashCentral and CashCentral+ help businesses simplify payment processing through secure reloadable prepaid cards managed from one central platform.

Choose Your Solution

Compare CashCentral and CashCentral+ to find the right fit for your business

Controlled Workforce Payment Solutions

CashCentral

CashCentral is a more controlled prepaid payment solution designed for businesses that need secure workforce payments without online purchasing functionality.

Ideal for

CashCentral Features

Flexible Prepaid Payment Solutions for Modern Workforce Management

CashCentral+

CashCentral+ offers everything CashCentral provides, with broader employee access and full transactional functionality.

Ideal for

CashCentral+ Features

Choose the Right Payment Solution

FeaturesCashCentralCashCentral+
Instantly reloadable prepaid cards
Physical prepaid card
Tap, swipe & insert for in-store purchasing
Online purchase functionality
ATM & POS withdrawals
Mastercard acceptanceSouth Africa onlySouth Africa only
International purchasing
Monthly loading limitR25,000R50,000
Minimum load amountR50R50
PIN protected and chip enabled
EFT functionality
SMS notifications
Real-time transaction reporting & controls
Validity (batch dependent)5 years5 years
Employee benefits programme included
(T&Cs apply)

Why Businesses Use PayCentral Payment Solutions

Simplified Payment Processing

Reduce manual payroll admin, cash handling, and reconciliation through smarter prepaid payment functionality.

Expense Management

Improve accountability, reporting, and visibility across workforce payments and operational spend.

Secure Workforce Payments

PIN-protected, chip-enabled prepaid cards help reduce fraud risk and improve payment security.

Reloadable Cards

Cards can be funded instantly and reused for recurring workforce payments, allowances, and operational expense.

Real-Time Visibility

Track transactions and payment activity through one secure digital platform.

Flexible Workforce Management

Support employees, contractors, casual labour, and field teams across multiple locations.

Frequently Asked Questions

Everything you need to know about CashCentral+

What are PayCentral payment solutions used for?

PayCentral payment solutions support payroll, workforce payments, petty cash replacement, operational spend, contractor payments, and employee expenses.

CashCentral is a more controlled prepaid payment solution without online purchasing functionality. CashCentral+ includes e-commerce capability and a higher monthly load limit.

Yes. Both solutions use secure reloadable prepaid cards that can be funded and reused up until card expiry.

Yes. The PayCentral platform provides 24/7 real-time reporting, payment visibility, and centralised workforce payment management.

Yes. CashCentral provides a safer, more traceable alternative to physical petty cash handling.

Yes. CashCentral+ supports secure online purchasing functionality.

Where Payment Solutions Work Best

From payroll and contractor payments to travel allowances and operational spend, our prepaid workforce payment solutions help businesses simplify payments, reduce admin, and replace manual cash handling with secure, controlled transactions. Designed for flexibility and scalability, these solutions support distributed teams, field workers, and day-to-day workforce expenses from one central platform.

From payroll and contractor payments to travel allowances and operational spend, our prepaid workforce payment solutions help businesses simplify payments, reduce admin, and replace manual cash handling with secure, controlled transactions. Designed for flexibility and scalability, these solutions support distributed teams, field workers, and day-to-day workforce expenses from one central platform.

Payroll & Salary Payments

Simplify salary distribution without manual cash handling or complex banking admin

Contractor & Casual Labour Payments

Support seasonal workers and temporary teams with scalable prepaid payment functionality.

Operational & Workforce Expenses

Manage workforce spend and replace petty cash with controlled prepaid payment solutions.

Travel & Field Team Spend

Enable mobile teams to pay for fuel, meals, accommodation, and operational expenses securely.

Everything runs through one platform

Every CashCentral+ card is managed through the PayCentral Platform, giving businesses full control over payments, reporting, funding, and card management from one place.

24/7 Self-Service Access

Finance teams lose visibility. Reconciliation slows down. Operational spend becomes harder to track accurately across multiple sites, departments, and users.

Bulk & Individual Fund Transfers

Transfer funds onto cards instantly, whether managing individual payments or large-scale payroll and business payment distributions through one secure bulk payment system.

Quotes & Invoice Generation

Create quotes, invoices, and payment records through one connected operational workflow.

Virtual Payment System Capabilities

Support secure digital payment workflows and scalable operational funding through one central virtual payment system.

Role-Based Access Control

Control who can manage cards, approve funding, access reports, and oversee payment activity across departments and operational teams.

Reporting & Reconciliation Tools

Download detailed reports in Excel and PDF format to simplify reconciliation, payment tracking, expense tracking, and operational reporting.

 

API Integrations & Payment System Connectivity

Integrate seamlessly with payroll systems, finance platforms, ERP environments, and operational business systems through API connectivity.

Platform Capabilities

Smarter Payment Solutions Start Here

Whether you need controlled workforce payments or fully flexible prepaid payment functionality, PayCentral provides scalable payment solutions designed for modern business operations.

Existing Solutions

Custom Development

Pay People

Motivate People

Expense Management

Dedicated Support for Businesses & Cardholders

A Smarter Support Experience
PayCentral combines human account management, dedicated customer support, and self-service tools to support both businesses and cardholders every step of the way.

Support for Your Business

CashCentral and CashCentral+ include dedicated support to help businesses simplify workforce payments, reduce admin, and manage payment operations with confidence.

Business Support Includes

Support for Your Cardholders

Cardholders have access to fast, accessible support helping reduce the support burden on your business.

Cardholder Support Includes

Pay People

Cash
Central

Motivate People

Beyond
Central

Digi
Central

Expense Management

Cash
Central

Fuel
Central