Payment Solutions for Smarter Workforce & Business Payments
Payment Solutions for Smarter Workforce & Business Payments
CashCentral & CashCentral
Secure, scalable payment solutions for salaries, workforce payments, operational spend, petty cash replacement, and employee expenses.
CashCentral and CashCentral+ help businesses simplify payment processing through secure reloadable prepaid cards managed from one central platform.
- Reloadable prepaid cards for workforce payments
- Simplified expense management and reporting
- Reduce manual cash handling and admin
- Real-time payment visibility and tracking
- Flexible prepaid payment functionality
Choose Your Solution
Compare CashCentral and CashCentral+ to find the right fit for your business
Controlled Workforce Payment Solutions
CashCentral
CashCentral is a more controlled prepaid payment solution designed for businesses that need secure workforce payments without online purchasing functionality.
Ideal for
- Salaries and wages
- Per diem allowances
- Petty cash replacement
- Workforce payments
- Operational spend
CashCentral Features
- R25,000 monthly loading limit
- Reloadable physical prepaid card
- PIN protected and chip enabled
- SMS notifications
- ATM and POS cash withdrawal functionality
- Online purchasing disabled
- Real-time reporting and controls
- Tap, swipe or insert at in-store card machines across South Africa
- 5-year validity (batch dependent)
Flexible Prepaid Payment Solutions for Modern Workforce Management
CashCentral+
CashCentral+ offers everything CashCentral provides, with broader employee access and full transactional functionality.
Ideal for
- Payroll and salary payments
- Employee expenses
- Contractor payments
- Operational spend
- Travel and field team spend
- Online purchasing functionality
CashCentral+ Features
- E-commerce functionality
- Tap, swipe or insert at in-store card machines across South Africa
- R75,000 monthly loading limit
- Reloadable prepaid Mastercard
- ATM and POS cash withdrawal functionality
- Real-time reporting and controls
- Secure 3D Secure transactions
- 5-year validity (batch dependent)
Choose the Right Payment Solution
| Features | CashCentral | CashCentral+ |
|---|---|---|
| Instantly reloadable prepaid cards | ||
| Physical prepaid card | ||
| Tap, swipe & insert for in-store purchasing | ||
| Online purchase functionality | ||
| ATM & POS withdrawals | ||
| Mastercard acceptance | South Africa only | South Africa only |
| International purchasing | ||
| Monthly loading limit | R25,000 | R50,000 |
| Minimum load amount | R50 | R50 |
| PIN protected and chip enabled | ||
| EFT functionality | ||
| SMS notifications | ||
| Real-time transaction reporting & controls | ||
| Validity (batch dependent) | 5 years | 5 years |
| Employee benefits programme included (T&Cs apply) |
Why Businesses Use PayCentral Payment Solutions
Simplified Payment Processing
Reduce manual payroll admin, cash handling, and reconciliation through smarter prepaid payment functionality.
Expense Management
Improve accountability, reporting, and visibility across workforce payments and operational spend.
Secure Workforce Payments
PIN-protected, chip-enabled prepaid cards help reduce fraud risk and improve payment security.
Reloadable Cards
Cards can be funded instantly and reused for recurring workforce payments, allowances, and operational expense.
Real-Time Visibility
Track transactions and payment activity through one secure digital platform.
Flexible Workforce Management
Support employees, contractors, casual labour, and field teams across multiple locations.
Frequently Asked Questions
Everything you need to know about CashCentral+
What are PayCentral payment solutions used for?
PayCentral payment solutions support payroll, workforce payments, petty cash replacement, operational spend, contractor payments, and employee expenses.
What is the difference between CashCentral and CashCentral+?
CashCentral is a more controlled prepaid payment solution without online purchasing functionality. CashCentral+ includes e-commerce capability and a higher monthly load limit.
Are the cards reloadable?
Yes. Both solutions use secure reloadable prepaid cards that can be funded and reused up until card expiry.
Can businesses manage all payments from one platform?
Yes. The PayCentral platform provides 24/7 real-time reporting, payment visibility, and centralised workforce payment management.
Can CashCentral replace petty cash?
Yes. CashCentral provides a safer, more traceable alternative to physical petty cash handling.
Is CashCentral+ suitable for online payments?
Yes. CashCentral+ supports secure online purchasing functionality.
Where Payment Solutions Work Best
From payroll and contractor payments to travel allowances and operational spend, our prepaid workforce payment solutions help businesses simplify payments, reduce admin, and replace manual cash handling with secure, controlled transactions. Designed for flexibility and scalability, these solutions support distributed teams, field workers, and day-to-day workforce expenses from one central platform.
From payroll and contractor payments to travel allowances and operational spend, our prepaid workforce payment solutions help businesses simplify payments, reduce admin, and replace manual cash handling with secure, controlled transactions. Designed for flexibility and scalability, these solutions support distributed teams, field workers, and day-to-day workforce expenses from one central platform.
Payroll & Salary Payments
Simplify salary distribution without manual cash handling or complex banking admin
Contractor & Casual Labour Payments
Support seasonal workers and temporary teams with scalable prepaid payment functionality.
Operational & Workforce Expenses
Manage workforce spend and replace petty cash with controlled prepaid payment solutions.
Travel & Field Team Spend
Enable mobile teams to pay for fuel, meals, accommodation, and operational expenses securely.
Everything runs through one platform
Every CashCentral+ card is managed through the PayCentral Platform, giving businesses full control over payments, reporting, funding, and card management from one place.
24/7 Self-Service Access
Finance teams lose visibility. Reconciliation slows down. Operational spend becomes harder to track accurately across multiple sites, departments, and users.
Bulk & Individual Fund Transfers
Transfer funds onto cards instantly, whether managing individual payments or large-scale payroll and business payment distributions through one secure bulk payment system.
Quotes & Invoice Generation
Create quotes, invoices, and payment records through one connected operational workflow.
Virtual Payment System Capabilities
Support secure digital payment workflows and scalable operational funding through one central virtual payment system.
Role-Based Access Control
Control who can manage cards, approve funding, access reports, and oversee payment activity across departments and operational teams.
Reporting & Reconciliation Tools
Download detailed reports in Excel and PDF format to simplify reconciliation, payment tracking, expense tracking, and operational reporting.
API Integrations & Payment System Connectivity
Integrate seamlessly with payroll systems, finance platforms, ERP environments, and operational business systems through API connectivity.

Platform Capabilities
- Order and manage cards in real time
- Reload and distribute funds instantly
- Manage workforce payments centrally
- Configure spend controls and approval workflows
- Access reporting and analytics
- Integrate with existing systems via APIs
- Connect payment gateways
- Support QR payment solutions
- Launch white-labelled payment programmes
- Build custom payment solutions
Smarter Payment Solutions Start Here
Whether you need controlled workforce payments or fully flexible prepaid payment functionality, PayCentral provides scalable payment solutions designed for modern business operations.
Dedicated Support for Businesses & Cardholders
A Smarter Support Experience
PayCentral combines human account management, dedicated customer support, and self-service tools to support both businesses and cardholders every step of the way.
Support for Your Business
CashCentral and CashCentral+ include dedicated support to help businesses simplify workforce payments, reduce admin, and manage payment operations with confidence.
- Dedicated account management
- Onboarding and administrator training
- Ongoing platform support
- Faster service than traditional banks
- After-sales and implementation support
Support for Your Cardholders
Cardholders have access to fast, accessible support helping reduce the support burden on your business.
- WhatsApp, email, and phone support
- Live chat and FAQ bot assistance
- After-hours and weekend support
- Balance checks via app, website, and SMS
- Card usage guides and support resources


