GiftCentral+ Fees
Client Fees
- Card fee (once-off plastic fee)
- R50.00
- Loading fee
- Refer to loading fee tier structure
- Monthly fee
- -
- Dormancy fee (monthly after six months)
- R15.00
- Load SMS (optional)
- R1.50
Transaction Fees
Product fees
- Monthly
- -
- Dormancy*
- R15.00
*Deducted from card monthly if card is not reloaded within a 6-month period.
Loading fees
- Initial load*
- Dependent on client
- Loading*
- R0.00
- Load reversal*
- R125.00
- Load SMS (optional)*
- R1.50
- Wallet to card transfer*
- -
- Wallet load reversal*
- -
- Transfer*
- R125.00
- Card replacement*
- R125.00
*Can be paid by the issuing company or cardholder
Loading fee tiers (excl. VAT)
- 5.00 %
- < R249 999
- 4.75 %
- R250 000 – R499 999
- 4.50 %
- R500 000 – R999 999
- 4.25 %
- R1m – R2,499m
- 4.00 %
- R2,5m – R4,999m
- 3.75 %
- > R5m
Card Usage Limits
Limits
- POS* total daily
- R75,000.00
- POS* total monthly
- R75,000.00
- ATM** total daily
- -
- ATM** total monthly
- -
- POS* per transaction
- R75,000.00
- ATM** per transaction
- -
- Card load monthly
- R75,000.00
- Online purchase limit daily
- R75,000.00
- Online purchase limit monthly
- R75,000.00
*Point-of-sale devices (retailer card machines)
**Withdrawal functionality is not enabled
Transaction quantity limits
- ATM** daily count
- -
- ATM** monthly count
- -
- POS* daily count
- 20
- POS* monthly count
- 80
*Point-of-sale devices (retailer card machines)
**Withdrawal functionality is not enabled
Cardholder Fees
Purchase fees
- Retailer card machine swipes
- -
Cash withdrawal fees*
- Standard Bank ATM
- -
- Other ATM
- -
- POS** (with purchase)
- -
- POS** (without purchase)
- -
*Withdrawal functionality is not enabled
**Point-of-sale devices (retailer card machines)
Error fees
- PIN reset
- R13.50
- Decline at retailer card machine (due to insufficient funds)
- -
- Decline at Standard Bank ATM (due to insufficient funds)
- -
- Decline at any other ATM (due to insufficient funds)
- -
Balance enquiries*
- Balance enquiry fees at Standard Bank ATM
- -
- ATM balance enquiry at any other ATM
- -
*You can view your balance, free of charge, on the PayCentral app and https://www.getmybalance.co.za
Card statement download*
- 7 day statement
- -
- 30 day statement
- R10.00
- 60 day statement
- R15.00
- 90 day statement
- R20.00
- Monthly email statement subscription
- R2.50
*Available on the PayCentral app and https://www.getmybalance.co.za
