Pay People
Prepaid Payroll Cards for Every Workforce
Payroll cards give businesses a faster, safer way to pay employees, seasonal workers, contractors, and unbanked teams without relying on cash.
Workforce Payments Become Complex Fast
Cash payroll carries risks most businesses have simply learned to live with.
Someone has to collect it, carry it, count it, and distribute it. When a shift worker does not show up, the cash still needs to go somewhere. When a seasonal workforce arrives on Monday, finance teams need payroll processes and business payments ready by Friday.
The problem is not the people. It is the process.
Payroll Card Solutions
Built Around Your Business
Controlled Payroll Card Access
CashCentral
Built for businesses that need tighter control over payroll distribution and staff disbursements.
CashCentral is a controlled prepaid payment solution that gives employees secure access to wages while helping businesses move away from manual cash handling.
Key Features
- Controlled payroll card functionality
- Real-time transaction tracking
- Secure access for banked and unbanked workers
- Centrally managed funding and controls
- Built for controlled payroll distribution
Full Transactional Paycard Access
CashCentral+
CashCentral+ is built for businesses that need broader payment flexibility across payroll, contractor payments, shift allowances, and per diem payments through reloadable prepaid cards.
Employees can withdraw cash, shop in-store, pay online, and access funds wherever Mastercard is accepted.
Key Features
- ATM withdrawal capability
- PIN-secured transactions
- Online purchasing functionality
- Accepted wherever Mastercard is accepted
- Suitable for payroll, per diem allowances, expense management, and petty cash management
Built Around Workforce Payment Challenges
CashCentral and CashCentral+ help businesses replace manual cash handling with controlled payroll cards and cashless payment solutions that improve payroll control, simplify workforce payments, and give employees faster access to funds. No bank account required, with simplified FICA requirements for qualifying card programmes.
Staff Wages & Salaries
Replace manual cash payroll with faster, more controlled salary and wage payments.
Casual & Seasonal Labour
Pay temporary and seasonal workers quickly without relying on manual cash distribution.
Unbanked & Underbanked Employees
Give employees secure access to wages without requiring traditional bank accounts while meeting applicable FICA requirements.
Staff Cash Loans
Distribute employee advances and staff disbursements with better control and visibility.
Shift & Overtime Payments
Pay overtime and shift incentives quickly without creating additional payroll admin.
Contractor & Temporary Workforce Payments
Manage contractor payments through one structured process instead of fragmented cash handling.
Per Diem Allowances
Manage per diem allowances and workforce travel payments through controlled prepaid payroll cards.
Built Around Workforce Payment Challenges
CashCentral and CashCentral+ help businesses replace manual cash handling with controlled payroll cards and cashless payment solutions that improve payroll control, simplify workforce payments, and give employees faster access to funds. No bank account required, with simplified FICA requirements for qualifying card programmes.
Built for Operational Workforces
PayCentral supports businesses managing employees, contractors, and shift-based workforces across multiple industries.
Frequently Asked Questions
Everything you need to know about CashCentral & CashCentral+
What is the difference between CashCentral and CashCentral+?
CashCentral and CashCentral+ both support ATM withdrawals , cash withdrawals at POS, and everyday card payments. CashCentral is designed for more controlled workforce payments with a R25,000 monthly loading limit and no e-commerce functionality. CashCentral+ includes e-commerce capability and a higher monthly loading limit of R75,000 for greater payment flexibility.
What is a paycard and how does it work?
A paycard is a reloadable prepaid card loaded by an employer that gives employees access to wages without requiring a traditional bank account. , subject to standard FICA requirements. PayCentral’s CashCentral and CashCentral+ paycards can be used at ATMs, retailers, and card machines across South Africa.
Can employees be paid without a bank account?
Yes. PayCentral supports workforce payment solutions for both banked and unbanked employees, helping businesses reduce reliance on manual cash payroll processes. While a traditional bank account is not required, cardholders must still meet applicable FICA requirements.
Are PayCentral cards reloadable?
Yes. CashCentral and CashCentral+ use reloadable prepaid cards that allow businesses to distribute wages, allowances, contractor payments, and workforce payments securely without relying on cash. Cards can be reloaded and reused for up to five years, depending on the card batch and programme.
Can payroll cards support seasonal workers and contractors?
Yes. PayCentral payroll cards provide a flexible payment solution for seasonal labour, contractors, shift workers, and temporary teams across multiple locations.
How do payroll cards improve payroll processes?
Payroll cards help businesses reduce manual cash handling, simplify payroll distribution, improve payment visibility, and give employees faster access to wages and allowances.
Why Businesses Are Moving Away From Cash Payroll
Security Risk
Cash in transit creates liability. A payroll card removes it.
Payroll Visibility
Know exactly when funds were accessed and where. Cash gives you nothing after it leaves your hands.
Unbanked Access
Approximately 30% of South African workers do not have a bank account. A payroll card does not require one.approximately 30% of South African workers do not have a bank account. A payroll card does not require one.
Speed
Load wages the same day a shift ends. No queues. No counting. No delays.
Scale
Pay 10 workers or 10,000 through the same platform without adding admin.
Security Risk
Cash in transit creates liability. A payroll card removes it.
Payroll Visibility
Know exactly when funds were accessed and where. Cash gives you nothing after it leaves your hands.
Unbanked Access
Approximately 30% of South African workers do not have a bank account. A payroll card does not require one.approximately 30% of South African workers do not have a bank account. A payroll card does not require one.
Speed
Load wages the same day a shift ends. No queues. No counting. No delays.
Scale
Pay 10 workers or 10,000 through the same platform without adding admin.
Better Ways to Pay Your Workforce
Reduce cash handling, improve payroll control, and simplify workforce payments with secure payroll card solutions built for modern operations.
Less admin. Less risk. Better ways to pay your workforce.
